Credit checks and landing a new Job

Employers now days are more and more looking to run credit profiles on perspective new hires. This practice could mean getting that new job or the embarrassment of being turned down for a job you are qualified for. When the economy struggles,…

How is your credit score calculated?

Although seemingly complex and often confusing, your credit score is essentially based on five key factors, the first and most important being payment history. 35% of the score is based on how you handle your debt obligations. -         …

Hospitals use wallet biopsies to deny treatment

Hospitals across America are doing covert "wallet biopsies" to deny life-saving treatment for patients, according to BusinessWeek. This is even happening to those patients who have insurance! In a wallet biopsy, the hospital takes a separately…